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Get More as a Chase Private Client1

Get the most out of everything you’ve earned with Banking, Credit Cards & Lending, and Investing strategies designed for you.

 

How it works

Benefits That Go Above and Beyond

Get special access to Chase products and priority services, plus investing strategies and insights from J.P. Morgan.

Banking
Banking
Banking
Fee and travel benefits

Private Clients pay no Chase fees on most everyday banking transactions such as wire transfers and debit card purchases abroad. Plus receive additional benefits such as no foreign exchange rate adjustment fees2 for debit card usage or ATM withdrawals abroad

Share with family and caregivers

Get debit cards for family members and caregivers with adjustable spending and withdrawal limits3

Tools that build your business

Receive guidance from a team that specializes in improving cash flow, finding payment solutions, and providing financing options


Explore Banking
Credit Cards & Lending
Credit Cards & Lending
Credit Cards & Lending
Enjoy credit card benefits

Chase Private Clients can select from an array of Chase credit cards4, including the Chase Sapphire Reserve® card

Receive comprehensive guidance from lending specialists

Dedicated home and auto specialists will connect you with the best solutions for your home and auto needs, which includes discounted rates5 for eligible Private Clients

Take advantage of securities-based lending

Receive competitive rates and discounts when you use eligible securities in your portfolio to secure a line of credit6


Explore Credit Cards & Lending
Investing
Investing
Investing
A personalized approach to planning

Get a free Customized Financial Analysis7 that gives you a detailed understanding of how your finances measure up to your vision for the future

Know the people who know the markets

As a Chase Private Client, you gain access to J.P. Morgan global expertise and investment insights that empower you to make better financial decisions

Advice when you need it

Talk to us when you’re looking for guidance or access Our Thinking to discover timely global insights that matter

Invest online with You Invest℠ by J.P. Morgan

As a Chase Private Client, you enjoy free online stock and ETF trades9 with You Invest, a new online investing platform. Speak to your Private Client Advisor or visit www.YouInvest.com to learn more.


Explore Investing

 

INVESTMENT AND INSURANCE PRODUCTS ARE:

•  NOT FDIC INSURED  •  NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY  •  NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES  •  SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

 

YOUR TEAM

Meet the People Dedicated to Chase Private Client

Your Chase Private Client team helps you manage the everyday and plan the extraordinary.

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Private Client Banker

A relationship you can count on
Your Private Client Banker oversees your banking relationship, helping manage your unique needs and providing you with useful solutions that are designed to make your life easier.
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J.P. Morgan Private Client Advisor

Expertise that makes a difference

Your Private Client Advisor works with you to develop and carry out a strategy that helps you reach your financial goals. With direct access to J.P. Morgan’s global insights and financial expertise, your advisor provides you with investment strategies and portfolio analysis that balance today with tomorrow.

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Chase Specialists

Connect with our extended team

From Home Lending Advisors to Business Banking advisors, you can depend on the comprehensive expertise of Chase’s specially‑trained professionals, as you need them. You’ll work with your Private Client Banker to identify which specialists can help you manage your financial needs.

 

Quoted Card Image

“I felt a trust that I haven’t felt in a long, long time.”

Tom, Chase Private Client since 2015

We helped Tom realize his dream of retiring (and spending more time with the grandkids). As his J.P. Morgan Private Client Advisor says, “We’re able to paint that picture for people, understand what they want to do in retirement, and figure out how to get them there.†

Take a Glimpse Into Your Financial Future

Save for tomorrow, make the most of today. Try our interactive tool and discover how a J.P. Morgan Private Client Advisor uses the power of probability to help you pursue your financial goals.

Get a glimpse
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FAQ

Answers to Common Questions About Private Client

Have another question for us? Let's connect.
Access More Knowledge

Our Thinking, Now All Yours

Benefit from J.P. Morgan’s insights and thought leadership that cover everything from investment strategies and retirement advice to market perspectives and economic outlooks.

See Our Thinking

Investing

Fall 2018 Outlook: Brick By Brick
Read Article

Investing

Start Early, Save Less: The Power of Compounding
Read Article
See Our Thinking
chase private client

How Can We Help You Reach Your Goals?

Planning for Education
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Preparing for retirement
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Get Inspired
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Let’s Get Started

CONTACT US
We'll contact you via phone or email, whichever you prefer.
Let's Connect
FIND A BRANCH

Meet with a local Chase Private Client team and learn more in person.

Si tiene alguna pregunta, por favor llame o visite una sucursal local de Chase.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.


JPMORGAN CHASE AND ITS AFFILIATES DO NOT PROVIDE TAX, LEGAL OR ACCOUNTING ADVICE. THIS MATERIAL HAS BEEN PREPARED FOR INFORMATIONAL PURPOSES ONLY, AND IS NOT INTENDED TO PROVIDE, AND SHOULD NOT BE RELIED ON FOR, TAX, LEGAL OR ACCOUNTING ADVICE. YOU SHOULD CONSULT YOUR OWN TAX, LEGAL AND ACCOUNTING ADVISORS BEFORE ENGAGING IN ANY TRANSACTION.

 

See Deposit Account Agreement (PDF) and Deposit Products & Services (PDF) for more information. Speak with a banker for current interest rates.

 

"Chase Private Client" is the brand name for a banking and investment product and service offering.

 

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

 

Qualifying personal investments include the following: Prior end of month balances for investment and annuity products offered by JPMorgan Chase & Co. or its affiliates and agencies. Balances in certain retirement plan investment accounts, such as Money Purchase Pension and Profit Sharing Plans, do not qualify. Investment products and related services are only available in English.

 

JPMorgan Chase Bank, N.A. and its affiliates (collectively “JPMCB”) offer investment products, which may include bank managed accounts and custody, as part of its trust and fiduciary services. Other investment products and services, such as brokerage and advisory accounts, are offered through J.P. Morgan Securities LLC (JPMS), a member of FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMCB, JPMS and CIA are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE:

•  NOT FDIC INSURED  •  NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY  •  NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES  •  SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

© 2018 JPMorgan Chase & Co.

1Chase Private Client is available to individuals who maintain an average daily balance of $250,000 or more in any combination of qualifying identified deposits and investments. If total balances in qualifying deposits and investments do not meet the Chase Private Client requirements, Chase may contact you to help determine an alternate Chase product.


a) Qualifying personal and business deposit accounts you own include this account and up to 9 Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase personal savings accounts (excluding Chase Premier SavingsSM), Chase Liquid Cards, CDs, Chase business checking and savings accounts (balances in attorney trust accounts and client fund trust accounts do not qualify), or certain investment management fiduciary and custody accounts, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts (balances in Chase Money Purchase Pension and Profit Sharing plans do not qualify).


b) Qualifying personal investments include the following: Prior end of month balances for investment and annuity products offered by JPMorgan Chase & Co. or its affiliates and agencies. Balances in certain retirement plan investment accounts, such as Money Purchase Pension and Profit Sharing Plans, do not qualify. Investment products and related services are only available in English.

 

2 For currencies other than U.S. dollars.

 

3 Your family members must be upgraded to a Chase Private Client account to receive product and rate privileges. Minors under the age of 18 cannot be owners of a Chase Private Client CheckingSM account and therefore cannot receive all the benefits of Chase Private Client.

 

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

 

4 Accounts subject to credit approval. Restrictions and limitations apply. Chase credit cards are issued by Chase Bank USA, N.A. Offer subject to change. See associate for pricing and rewards details.

 

5 The Chase Private Client Mortgage Rate Program offers Chase Private Clients rate discounts of 0.125% for total deposits and investments of $250,000 - $999,999 or 0.25% for $1,000,000+. These discounts apply to the full spectrum of residential mortgage types, including fixed and adjustable rate products for jumbo and conforming mortgages. For fixed rate mortgages the Private Client Mortgage Rate Program discount is for the life of the loan and until the first adjustment on adjustable rate mortgages. For the adjustable rate mortgages (ARM) product, the interest rate is fixed for a period of time and adjusts periodically thereafter. At the end of the fixed rate period, the interest rate and payments may increase. The APR may increase after loan consummation. The mortgage rate disclosed at the time of application will be based on current eligible banking and investment balances held by the customer(s) at JPMorgan Chase excluding any funds associated with the mortgage, such as down payment or closing costs.

 

The deposit and investment balances will be monitored throughout the loan process. If balances change during the mortgage purchase and refinance transaction, the initially quoted rate may increase or decrease and be adjusted prior to closing. New disclosures may be required. Balances used to qualify for the Private Client Mortgage Rate Program cannot be applied to costs associated with the mortgage, such as down payment or closing costs. Balances held in Chase Money Purchase Pension and Profit Sharing Plans are not factored into qualification for the Private Client Mortgage Rate Program and cannot be considered for overall mortgage qualification.

 

JPMorgan Chase does not require that customers structure or hold their balances in any particular type of account in order to qualify for a loan or the Private Client Mortgage Rate Program, nor does JPMorgan Chase require customers to purchase any nontraditional banking products or services (such as brokerage accounts). Personal banking and investment balances will be used to determine the appropriate mortgage rate discount.

 

6 Please note that assets used as collateral for a securities based line of credit are subject to liquidation to meet margin calls. Proceeds from a securities based line of credit cannot be used to purchase, carry, or trade securities.

 

7 The Customized Financial Analysis referenced is a tool that provides an additional resource in the evaluation of the potential risks and returns of investment choices. The projections or other information generated by the Customized Financial Analysis regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.

 

8 For Chase Private Client SavingsSM accounts not linked to a Chase Private Client CheckingSM account, a balance at the beginning of each day of $15,000 or more must be maintained in your Chase Private Client SavingsSM account for the $20 Monthly Service Fee to be waived.

9 Invest for Free refers to online commission-free trading in U.S. listed stocks and Exchange-Traded Funds (ETFs). Sales are subject to a regulatory transaction fee of between $0.01 and $0.03 per $1,000 of principal. There are costs associated with owning certain investments, including mutual funds and ETFs. The number of commission-free online trades is based on your relationship with J.P. Morgan Securities LLC and/or JPMorgan Chase Bank, NA. Chase Private Client customers qualify for $0 commissions on all You Invest Trade online U.S. listed equity and ETF trades (limited to two retirement and two non-retirement accounts per customer). Offer terms, relationship requirements and pricing are subject to change and/or termination without advance notice. Other fees and restrictions (including account types) apply. See youinvest.com/pricing for terms and conditions.

You Invest is a business of J.P. Morgan Securities LLC offering self-directed brokerage (You Invest Trade) and investment advisory services (You Invest Portfolios).

 

† Any testimonial presented is unpaid, may not be representative of the experience of other clients and is no guarantee of future performance or success.

 

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