Banking with Chase Private Client - Upgrade your banking and your expectations1
Helping you manage your everyday banking needs, your dedicated Private Client Team gives you access to special benefits and services only available to Chase Private Clients.

Already a Chase customer?
To upgrade an existing Chase checking account, meet with a banker or visit your local branch.
Schedule a meetingNew customer?
Open a Chase Private Client account and get more from a personalized relationship today.
Open now-
Monthly Service Fees
There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits¹/ investments² OR, a linked Chase Platinum Business CheckingSM account.
¹ Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase First CheckingSM accounts, personal Chase savings accounts (excluding Chase Premier SavingsSM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.
² Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
-
Access a dedicated team of specialists focused on all your financial needs - including a Private Client Banker, J.P. Morgan Private Client Advisor and more.
No ATM fees worldwide³, plus no Chase fee4 on incoming or outgoing wire transfers.
Once you open an account, schedule a meeting with your banker to help you get started, open additional accounts, and move funds over to Chase.
³ There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.
4 For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures content. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
Learn more about Chase Private Client
New customer?
Schedule a meetingAlready a Chase customer?
Schedule a meetingOverview - Exclusive perks and benefits
Starting with a Private Client Banker who works closely with you to help you make the most out of your banking relationship, there are many reasons to become a Chase Private Client.

No fees on everyday transactions
Fee benefits, higher limits, and so much more. Your Private Client Banker will walk you through all the benefits and savings.

Benefits for you and your family
Access to special perks and benefits, such as exclusive online events. Get a Privileges Card for your family or help your children learn good money habits with Chase First Banking.
Personal benefits
More for your business
Business banking specialists who are familiar with your business and work with your team of financial specialists.
Banking benefits - No fees on everyday transactions
Fee benefits
Higher limits
- Higher Chase QuickDepositSM limits ($100,000 per day and $250,000 every 30 days)6
- For the first 90 days as a Private Client QuickDeposit℠ limits are $25,000/day and $100,000/30 days
- Higher Zelle® limits ($5,000 per day and $40,000 every 30 days)7
- Up to $3,000 daily ATM withdrawal limit
- Daily purchase limit up to $7,500 with your Chase Private Client debit card
Special extras
- No fee for personal style checks when ordered through Chase. Fees may apply for certain other supplies and expedited shipping options
- Order cashier's checks, counter checks or money orders with no fees
- Rushed replacement of your debit or credit card upon request at no cost
- Work with a dedicated banker to set up a CD Ladder savings strategy8 that provides steady access to a portion of your funds, at staggered intervals, while earning a fixed rate of return with CD relationship rates. Learn more
Personal benefits - Benefits for you and your family
Convenience for you
- Close collaboration with a dedicated banker helps you make the most of Private Client privileges and services
- Access the 24/7 Private Client Banking Services line anywhere in the U.S.
Domestic: 1-888-994-5626
International: 1-405-235-4847 - Rushed replacement of your debit or credit card upon request at no cost
Benefits for your family
- Authorized debit cards (Privileges cards) for family members or caregivers with the ability to set adjustable spending limits on withdrawals
- Access to Chase First Banking – a debit card for teens and kids with digital tools to help them learn good money habits while you maintain parental control from the Chase Mobile® app.6 Parent-owned account for kids ages 6-17.
Featured benefits
- Extend Chase Private Client service benefits to any adult who is a joint owner of a Chase Private Client Checking account
- Special perks and access to exclusive opportunities to participate in one of a kind events and experiences
- With Chase Offers, you can activate deals on the things you love in the Chase Mobile® app or on chase.com
Business banking benefits - More for your business
Advantages for your business
- No Chase foreign exchange rate adjustment fees for debit card usage or ATM withdrawals in a currency other than U.S. dollars.3
- No monthly service fee on a Chase Business Complete Checking account when linked to a Chase Private Client Checking account.
- No monthly service fee on your Chase Private Client Checking account when linked to your Chase Platinum Business Checking℠ account. Plus a reduced minimum balance requirement for your Chase Platinum Business Checking account when linked to your Chase Private Client Checking account and no electronic fees.
- No additional Chase fees for wire transfers when your Chase Platinum Business Checking account is linked to a personal Chase Private Client Checking account.
Confidence for you
- Connect with a dedicated business relationship manager who can help manage cash flow, identify payment solutions and explore financing options.
FAQ - Common questions about Chase Private Client
-
There is no Monthly Service Fee for Chase Private Client CheckingSM when you have one of the following each monthly statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying depositsa and investmentsb or you have a linked Chase Platinum Business CheckingSM account. Otherwise a $35 Monthly Service Fee will apply.
To open a Chase Private Client SavingsSM account, you will be required to have a Chase Private Client Checking account.
-
Chase Private Clients receive unique solutions and priority service from a dedicated internal team who know you personally, not just your financial needs. Experience what it’s like to know your banker’s name, and call or email them at any time.
-
There are many benefits on most products and services, and we find that different people have their own favorites. Some clients take advantage of no ATM or wire transfer fees, while others value the free investment check-up when working with a Private Client Advisor as part of their dedicated Chase Private Client team. We find that many clients become a Chase Private Client excited about one benefit, only to make the most of the other benefits they hadn’t previously considered.
-
There is no Monthly Service Fee for Chase Private Client CheckingSM when you have one of the following each monthly statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying depositsa and investmentsb or you have a linked Chase Platinum Business CheckingSM account. Otherwise a $35 Monthly Service Fee will apply.
-
Small Business Specialists provide financing options and advice, help businesses improve their cash flow, and offer solutions for taking and making payments. Many business owners are eligible for a dedicated Business Banking Relationship Manager, who is specially trained and experienced to work with businesses. You also can take advantage of our Platinum Business services, which have no fee for electronic deposits. You have a choice of additional benefits, either a reduced minimum balance requirement on Chase Platinum Business Checking® account, or no Monthly Service Fee on a Chase Business Complete CheckingSM account. Learn more about Chase Business Banking.
Top stories – Learn from our expertise
Top stories
Browse the latest commentary, news, and education from J.P. Morgan specialists to help you make the most of your investments.