Achieving your goals with Chase Private Client - Whatever your goals, we can help you get there
Your life and goals are unique. We’ll work together to create a strategy that works for you and your family, today and tomorrow.
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To upgrade an existing Chase checking account, meet with a banker or visit your local branch.
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Open a Chase Private Client account and get more from a personalized relationship today.
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Monthly Service Fees
There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits¹/ investments² OR, a linked Chase Platinum Business CheckingSM account.
¹ Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase First CheckingSM accounts, personal Chase savings accounts (excluding Chase Premier SavingsSM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.
² Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
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Access a dedicated team of specialists focused on all your financial needs - including a Private Client Banker, J.P. Morgan Private Client Advisor and more.
No ATM fees worldwide³, plus no Chase fee4 on incoming or outgoing wire transfers.
Once you open an account, schedule a meeting with your banker to help you get started, open additional accounts, and move funds over to Chase.
³ There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.
4 For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures content. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
Learn more about Chase Private Client
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Schedule a meetingInspiration comes from your vision for the future
Defining your objectives is the key to fine-tuning your investment priorities. Whether you want to travel, spend more time with family, or pursue a lifelong passion, J.P. Morgan will help you hash out and solidify a vision for your future.
Put compounding to work
Even if you can only afford a small amount now, start saving and investing early. Thanks to the benefits of compounding, your investments will add up over time.
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Prepare for retirement
Your J.P. Morgan Private Client Advisor will work with you to help you achieve the retirement you’ve imagined and earned. We’ll walk you through the variables that can affect retirement planning, and guide you through which aspects you can control and which ones you can only prepare for.
Did you know?
529 College savings plans offer tax-deferred growth and tax-free withdrawals, plus plans may offer you tax benefits1.
02
Prepare for education
Sending a child to college is exhilarating. From 5291 plans to student loans, your J.P. Morgan Private Client Advisor will help you understand the benefits and variables of different education funding options.
Stay the course
Across the market, six of the best 10 days occurred within two weeks of the 10 worst days2. As you’re investing, just remember: the market ebbs and flows.
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Build wealth for what matters
J.P. Morgan wealth planning strategies take your short- and long-term goals into account, whether you’re thinking about things like caregiving for your family, buying a home or estate planning.
Build up a down payment
Evaluate your recurring monthly expenses to determine what you can do without. Aim to turn 30% of what you’re spending into savings you can put toward a down payment.
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Buy a home
Turn your American dream into a reality. We’ll put you in touch with a dedicated Home Lending Advisor who can give you access to “available mortgage discounts”, waived fees and premium products.
To learn more about the home lending benefits you’ll gain as a Chase Private Client, visit Lending.
Practice hitting your goals
Set a budget for everything – lunch, groceries, weekend fun – and acknowledge when you beat each budget goal. These small victories will give you confidence when it’s time to set bigger budget goals – like that European vacation.
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Attend exclusive events & experiences
There’s a lot of art, culture and enjoyment in the world. Private Clients have access to invite-only events ranging from one-of-a-kind experiences and culinary demonstrations to global insights and thought leadership events featuring J.P. Morgan and other industry experts.
As a Chase customer, you can enjoy access to primetime reservations at restaurants across the country with Chase Cardmember Tables on Tock, or purchase tickets to select concerts and sporting events before the general public.
Explore even more
From goals you've always dreamed about to things that pop up last minute, we’ll help you prepare for a better future. Talk to us about:
- Balancing immediate financial needs
- Growing your family
- Transitioning to a new career
- Preparing for long-term healthcare
- Starting a business
- Paying off debt
A Personalized planning process, defined by you and your goals
Chart demonstrating the volatility a person can experience financially through major life events when they plan or do not plan for these events.
- Chart displays three major life events - Career Change, Start a Family & Healthcare Cost
- Planned Graph Line: shows a steady graph line that does not show significant volatility when the three major life event variables are introduced
- Unplanned Graph Line: shows a very unsteady graph line that shows significant volatility when the three major life event variables are introduced
Age 18:
- Public Annual Cost: $94,607
- Private Annual Cost: $214,946
Age 16:
- Public Annual Cost: $104,304
- Private Annual Cost: $236,978
Age 14:
- Public Annual Cost: $114,996
- Private Annual Cost: $261,268
Age 12:
- Public Annual Cost: $126,783
- Private Annual Cost: $288,048
Age 10:
- Public Annual Cost: $139,778
- Private Annual Cost: $317,573
Age 8:
- Public Annual Cost: $154,105
- Private Annual Cost: $350,124
Age 6:
- Public Annual Cost: $169,901
- Private Annual Cost: $386,012
Age 4:
- Public Annual Cost: $187,316
- Private Annual Cost: $425,578
Age 2:
- Public Annual Cost: $206,516
- Private Annual Cost: $469,200
Newborn:
- Public Annual Cost: $227,684
- Private Annual Cost: $517,293
2019-20 average tuition fees and room and board expenses
- Public Average Tuition (2019-20): $21,950
- Private Average Tuition (2019-20): $49,870
Top stories – Learn from our expertise
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Browse the latest commentary, news, and education from J.P. Morgan specialists to help you make the most of your investments.