Lending with Chase Private Client -
Get More When You Need It
Get More When You Need It
Enjoy a variety of lending benefits, including discounted rates for home and auto and expert support from a team of specialists.

Overview - More Ways to Reach Your Goals
Your Private Client Banker introduces you to your team of specialists and benefits and solutions available to you.

Home Loans
Whether you’re purchasing or refinancing your home, your Home Lending Advisor will find a solution.
Home Loan Benefits
Auto Loans
We have you covered with your car needs – from the purchase of a new car, or receiving a discount from an auto manufacturer.
Auto Loan Benefits
Securities-based Lending
Access competitive rates and fee benefits when you use eligible securities with J.P. Morgan to secure a line of credit. Your Private Client Team will show you how.
Lending BenefitsHome & Auto Loan Benefits - Preferred Rates And Priority Services
A Personalized Approach To Home Loans
- Discounted rate on purchases and refinances. Discounted rates apply to personal account balances only1
- Receive customized advice and solutions from a dedicated Home Lending Advisor
- Your home lending team includes loan processors and underwriters who are focused on Chase Private Clients
Find a nearby home lending advisor who knows your area and your needs.
Auto Loan Benefits - Preferred Rates And Priority Services
Discounted auto rates and offers
- Receive a 0.25% rate discount off standard auto loan rates when you apply for a Chase Auto loan2
- Up to 10% off MSRP on select new Jaguar or Land Rover vehicles Learn More3
Securities-Based Lending Benefits - Access Funds Without Liquidating Investments
Tap The Borrowing Power of Your Portfolio
Get The Flexibility You Need
- Use securities-based lending for a range of goals, such as education expenses, home renovation projects, or short-term real estate financing
- Talk to your Private Client Advisor for more information about the risks6 and benefits of securities-based lending to see if it's right for you
What is Securities-Based Lending?
A securities-based line of credit can be an effective addition to an overall investment strategy: It’s a low-cost alternative to liquidating securities when you need short-term funding
"It’s a dream to have this house — and know that when I’m done working, I can return to the things that really matter."
After years of planning, Laura had her eyes on her dream home. Annika, her Private Client Banker, introduced her to a Chase lending specialist who helped her save up and secure a discounted mortgage rate.†
FAQ - Common Questions About Chase Private Client
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The Chase Mortgage Rate Program offers Chase Private Clients rate discounts of 0.125% for total deposits and investments in personal accounts of $250,000 – $999,999 or 0.25% for $1,000,000+ for purchase and refinance transactions.These discounts apply to the full spectrum of residential mortgage types, including fixed and adjustable rate products for jumbo and conforming mortgages.
The mortgage rate disclosed at the time of application will be based on current eligible banking and investment balances held by the client at JPMorgan Chase excluding any funds associated with the mortgage, such as down payment or closing costs.
Personal banking and investment balances will be used to determine the appropriate mortgage rate discounts. Business accounts do not qualify for mortgage rate discounts.
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No matter where you are with your car buying needs, we want to be there to help you get the most out of your money. If you want to finance the purchase of a new car, you can receive a 0.25% rate discount to ensure you the best offer we have.2 You can also receive a discount on select Jaguar and Land Rover Vehicles.3
Learning and Insights – Learn From Our Expertise
Learning and Insights
Browse the latest research, articles and insights from J.P. Morgan specialists to help you make the most of your investments.