Lending with Chase Private Client - Get more when you need it
Enjoy a variety of lending benefits, including discounted rates for home and auto and expert support from a team of specialists.

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To upgrade an existing Chase checking account, meet with a banker or visit your local branch.
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Open a Chase Private Client account and get more from a personalized relationship today.
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Monthly Service Fees
There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits¹/ investments² OR, a linked Chase Platinum Business CheckingSM account.
¹ Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School CheckingSM accounts, Chase First CheckingSM accounts, personal Chase savings accounts (excluding Chase Premier SavingsSM), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.
² Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
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Access a dedicated team of specialists focused on all your financial needs - including a Private Client Banker, J.P. Morgan Private Client Advisor and more.
No ATM fees worldwide³, plus no Chase fee4 on incoming or outgoing wire transfers.
Once you open an account, schedule a meeting with your banker to help you get started, open additional accounts, and move funds over to Chase.
³ There is no Chase fee at non-Chase ATMs. Chase will refund ATM fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase reimbursements.
4 For wire transfers, the “No Chase Fee” benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures content. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
Learn more about Chase Private Client
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Schedule a meetingOverview - More ways to reach your goals
Your Private Client Banker introduces you to your team of specialists and benefits and solutions available to you.

Home loans
Whether you’re purchasing or refinancing your home, your Home Lending Advisor will find a solution.
Home loan benefits
Auto financing
We have you covered with your car needs with a rate discount on a new car.
Auto financing benefits
Securities-based lending
Access competitive rates and fee benefits when you use eligible securities with J.P. Morgan to secure a line of credit. Your Private Client Team will show you how.
Lending benefitsHome & auto loan benefits - Preferred rates and priority services
A personalized approach to home loans
- Chase Private Client mortgage processing fee waiver up to $1,150 based on existing balances1
- Relationship Pricing Program with mortgage rate discounts up to 0.50% based on new and existing balances2
- Receive customized advice and solutions from a dedicated Home Lending Advisor
- Your home lending team includes loan processors and underwriters who are focused on Chase Private Clients
Find a nearby home lending advisor who knows your area and your needs.
Auto financing benefits - Preferred rates and priority services
Discounted auto rates
- Receive a 0.25% discount off a standard auto purchase rate when you apply online for financing with Chase3
Securities-based lending benefits - Access funds without liquidating investments
Tap the borrowing power of your portfolio
Get the flexibility you need
- Use securities-based lending for a range of goals, such as education expenses, home renovation projects, or short-term real estate financing
- Talk to your J.P. Morgan Private Client Advisor for more information about the risks6 and benefits of securities-based lending to see if it's right for you
What is securities-based lending?
A securities-based line of credit can be an effective addition to an overall financial strategy: It’s a low-cost alternative to liquidating securities when you need short-term funding
FAQ - Common questions about Chase Private Client
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No matter where you are with your car buying needs, we want to be there to help you get the most out of your money. If you want to finance the purchase of a new car, you can receive a 0.25% rate discount exclusively for Chase Private Clients.3
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