Benefits of Financial Planning -
Planning Can Help More Than Your Finances
A personalized strategy from J.P. Morgan makes it easier to stay on track, and helps you gain confidence as you work toward your goals.
Stay on Track - Defining a Strategy Moves You Forward
With a strategy in place, you can rest assured that you're still working toward your goal, no matter what happens along the way.
Planning Can Help You Handle Changes
There are some things you can anticipate, but even for the things you can’t, a strategy can help keep your goals in sight.
Gain Confidence - Acknowledging Where You Are Helps You Set Realistic Goals
Take some time to consider how you feel about your current financial situation, and you'll feel more confident moving in a new direction.
— Christian, Chase Private Client since 2015 †
How confident do you feel about your financial future?
Click to explore the different levels of confidence.
Achieve Goals - It All Starts With Choosing a Direction
Working together with someone to help define your goals can help you feel even better about your strategy. But first, start thinking about what's most important to you.
Let’s Plan For Your Goals. Not Just Your Finances.
Prepare For Retirement
No matter where retirement is on the horizon, we’ll work with you to design a retirement strategy that helps you make the most of life today — and sets you up for the future.
Learn About Retirement Planning
Save For Education
There are many ways to pay for your family’s education—from 529 plans to student loans. We’ll help you understand each option and how it fits with your goals, so you can plan more holistically.
Learn About Education Planning
Build Wealth For What Matters
Our wealth planning strategies take your short- and long-term goals into account, whether you’re thinking about things like caregiving for your family, buying a home, philanthropy or estate planning.
Learn About Wealth PlanningPrepping for Your First Conversation
Here are a few things to think about as you start to get ready for your first meeting with your advisor.
-
How do you feel about your financial and investment knowledge?
-
What is the number one thing you want your money to do for you?
-
Do you feel you have enough to accomplish what you’d like to?
-
How involved do you want to be in day-to-day financial decisions?
Planning Can Help You Handle Changes
There are some things you can anticipate, but even for the things you can’t, a strategy can help keep your goals in sight.
Chart displayed with two lines that dynamically change based upon the events selected below.
- One line (green) shows the financial impact of event(s) without planning
- One line (blue) shows the financial impact of event(s) with planning
Add Up to 3 Events
Click the events below onto the graph to see how they can affect your long-term goals with and without planning
- Market Volatility - Take into account your comfort level, time until retirement, and progress toward goals when figuring out the investment strategy that’s right for you.
- Inflation - Using an investment strategy to build a diverse portfolio that’s not too conservative can help you avoid loss over time.
- Marriage - Sometimes the things you can plan for might end up costing more than you expect. A strategy can help keep you from feeling caught off guard.
- Extra Expenses - Whether it’s for something fun or something you need, a sound strategy makes you more prepared for unexpected expenses in the future.
- Healthcare Costs - If you work to plan for potential future medical expenses based on your family and personal health history, you’ll be more prepared for whatever’s ahead.
- Claiming Social Security - A strategy makes it easier to get more out of your lifetime benefits and figure out when you should start claiming.
- Portfolio Risk - Regularly reviewing your portfolio’s allocation can help you maintain balance, even with fluctuations.
- Career Change - A change in your career could come with either new opportunities or challenges, but a sound financial strategy prepares you for shifting paths.
- Investment Approach - With a partner helping you prepare, you can review employee-sponsored plans together and find the best way to allocate your assets.
- Retirement Change - If the way you envision your retirement changes, a strategy can help you make sure you’re ready for what’s ahead.
How confident do you feel about your financial future?
Click to explore the different levels of confidence.
Not Very Confident
- Start with Small Steps
- Whether you're just getting started or feel like you could use some help, taking time to talk through goals can help you overcome obstacles and feel empowered to earn and save
Next Steps:
- Set one achievable goal now
- Save on a set schedule
- Stick with your goal and set more
Somewhat Confident
- Building Confidence Takes Time
- Whether you're curious or a bit uncomfortable talking about finances, learning why you feel this way can help you invest and borrow with more confidence.
Next Steps:
- Set and prioritize achievable goals
- Ask yourself how you can move closer to a goal
- Take a least one action now
Very Confident
- Focus on Keeping Your Momentum
- Whether you're already set on a path or ready to start building a strategy, some extra help can guide you to protect what you've already done, as well as save, share and spend how you'd like.
Next Steps:
- Review your goals and priorities
- Ask yourself if anything needs to change
- Align your financial resources and goals
Access More Knowledge Insights for Private Clients
Access More Knowledge
J.P. Morgan insights and thought leadership provide timely market insights, information about retirement, and more.
Thinking of leaving the vacation home to your children? Think again
Find out what action steps to consider when thinking about leaving real estate to your children.
What does it mean to Plan Yourself Free?
Imagine having not only confidence when it comes to your financial future—but also a sense of freedom to live life on your own terms. That’s what you get when you work hand-in-hand with a J.P. Morgan Private Client Advisor to plan for what’s ahead. Leaving you to focus on the things that really matter to you.